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The evaporation of equity, rapid GSE changes including FNMA LLPA
penalties that will punish all borrowers with FICO scores less than
720 and lender mandated FICO minimums on FHA files mean that for many,
it's a daily struggle to survive. These dramatic changes
underscore the importance of being able to rapidly increase your
applicant's FICO scores. With Credit Technologies, you gain an
almost-instant advantage over every competing broker or lender using
any other credit reporting agency.
Compare Credit Technologies to your
current credit reporting agency...
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20+ Point Average Credit Score
Increase Within 72 hours.
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Rescore Your Borrowers With or
Without Documentation
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Rescore any Borrower Without Having
to Run a New Tri-Merge Credit Report
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24
Rush Service Available...Same Day Results
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CreditXpert
Suite of Score Analysis Tools
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Senior Score Analysts Review Every Request and
are
Available to Assist With Any File
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Mortgage
Alchemy™ - We'll Make Every
Originator More
Successful in Less Than 2 hours
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Free mortgage referrals
The key to
improving your borrower's credit scores isn't software - its
education. Here's an example...
"A specific credit card used by millions is virtually
guaranteed to lower their FICO score - even if
they have never had a late payment." Do you know how to
correct this problem? (The single phone call solution is often
worth 20+ points.)
Why so many rescoring
attempts through other provides fail...
The key to improving your applicant's credit score
begins with understanding "why they have the score they
have." You cannot accurately rescore any file based on reviewing
a trimerge report as you can see only one third of the applicant's
credit data.
Because of the merge logic
used in creating any trimerge credit report, most (two thirds) of the
credit data is hidden from you. This is why you can review a file
that has a significant difference in scores between the three
repositories and be unable to determine "why" the scores are
different. This is also the reason so many rescoring attempts end in
failure.
With Credit Technologies, the answer is a click of your mouse
and it's FREE. You're able to see "The Data Behind the Score™" and in
seconds know the exact steps needed to drive your applicant's credit
score higher. Confused about the hidden data? Call us at
800.445.4922, we'll walk you through it and show you how you can
instantly benefit most every applicant.
700 Credit
Score + 2 Phone Calls + 72 Hours = 720 credit score
Tiny changes that often cost the borrower nothing can create
significant, positive moves in credit scores. Our systems and
training is Credit Scoring Driven - designed for the
way you use the data. In seconds you'll know the exact
steps required to drive your borrowers score higher.
Credit Technologies
provides a turn-key solution to help you close more loans, and maximize the revenue
generated from each loan.
Join
now,
or call us today at 800.445.4922. We'll be happy to answer all your questions and demonstrate how you can
generate more applications, closings and earn more per loan in as little as
4 days.
Start Closing More Loans Now - Join Today
(Please be patient - The application
may take up to 10 seconds to appear)
Consumer Solutions
Our services are available exclusively through our network of licensed mortgage
brokers and lenders. To locate a mortgage professional that can
provide you with access to Credit Technologies rescoring services, please visit our
Consumer
Rescoring Section.
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