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Free FICO® Credit Score Estimator

 

 See How Lenders See Your FICO Score

The Next Person to See Your Credit Report and FICO Scores, Should Be You.

Don't be fooled by all the claims of "free credit reports and scores. They are not free and they do not provide your FICO score. There is only one place you can get All 3 FICO Scores and Credit Reports from Experian, Trans Union and Equifax and that's directly from MyFICO.com

FICO Scores from All Three Bureaus - Your FICO scores from TransUnion, Experian, and Equifax. Each comes with a full explanation of the score and how lenders view you. Also includes actions you can take to get your FICO scores into the higher ranges. Scores constitute a snapshot and are generally not considered accurate or valid for more than 30 days from the date of purchase.

Copies Of Each of your Credit Reports (TransUnion, Experian, and Equifax.) -  Each credit report is a detailed snapshot of credit cards and loans opened in your name, companies accessing your credit file, delinquent payments and more. Because of the changing nature of the information contained within, credit reports are generally not considered accurate or valid for more than 30 days from the date of purchase. They are therefore not accessible online after that point.

FICO Score Simulator - This simulator analyzes your personal credit information and answers questions such as, “What happens to my FICO score if I pay off a credit card or open a new account?” (Available for TransUnion and Equifax reports only.)

Get Your FICO Scores and Credit Reports Now

If you're not concerned about obtaining your FICO scores, consumers can obtain copies of each repository (Experian Trans Union and Equifax) online and at no cost directly through http://www.AnnualCreditReport.com This is the only truly free way to obtain a copy of your credit report, all other providers advertising free credit reports have some membership requirement or sales hook. Please note, your FICO score is not available through AnnualCreditReport.com. To obtain your FICO scores, please visit MyFICO.com

If you are in the process of shopping for a home loan or refinance, please visit our consumer scoring section for important information on how your FICO score impacts your mortgage or refinance.

  Free FICO® Credit Score Estimator

 

 
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