Fair Isaac is the primary developer of credit
scoring programs and algorithms. These scoring "models" are licensed to
the credit repositories under trade names such as FICO and Beacon (You
can view your credit reports and FICO scores now by visiting
The Federal Trade Commission (FTC) governs Credit Reporting Agencies and enforces the
Fair Credit Reporting Act
federal doctrine that mandates how consumer credit data is used.
The FTC also publishes a summary of consumer rights under the FCRA.
Protect Your Privacy By Opting Out Of Mailing And Telemarketing
To have your name and address removed from mailing lists maintained by Experian, Trans
Union and Equifax, call 1.888.5.OPTOUT (1-888-567-8688).