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The Arsenal
NewsLetter

Credit Reporting and Scoring Resources

Fair Isaac is the primary developer of credit scoring programs and algorithms. These scoring "models" are licensed to the credit repositories under trade names such as FICO and Beacon (You can view your credit reports and FICO scores now by visiting MyFICO.com) 

The Federal Trade Commission (FTC) governs Credit Reporting Agencies and enforces the Fair Credit Reporting Act (FCRA), the federal doctrine that mandates how consumer credit data is used.

The FTC also publishes a summary of consumer rights under the FCRA.

Protect Your Privacy By Opting Out Of Mailing And Telemarketing Lists. 

To have your name and address removed from mailing lists maintained by Experian, Trans Union and Equifax, call 1.888.5.OPTOUT (1-888-567-8688).