Updated: January 2, 2008
Technologies, Inc. is committed to protecting your privacy. This
privacy statement explains data collection and use practices of the
Credit Technologies, Inc. site (the "Site"); it does not apply to
other online or offline Credit Technologies, Inc. sites, products or
services. By accessing the Site, you are consenting to the
information collection and use practices described in this privacy
Related services and offerings with links from this web site,
including partner sites, have their own privacy statements which can
be viewed by clicking on the corresponding links within each
respective web site.
Collection of Personal Information
explicitly ask you when we need information that personally
identifies you (personal information) or allows us to contact you to
provide a service or carry out a transaction that you have requested
such as receiving information about Credit Technologies, Inc.
products and services, ordering e-mail newsletters, joining a
limited-access site or service, signing up for an event or training,
or when downloading and/or registering Credit Technologies, Inc.
products. The personal information we collect may include your name,
title, company or organization name, work e-mail, work phone, work
or home address, information about your job function, and
information about your company.
The Site may collect certain information about your visit, such as
the name of the Internet service provider and the Internet Protocol
(IP) address through which you access the Internet; the date and
time you access the Site; the pages that you access while at the
Site and the Internet address of the Web site from which you linked
directly to our site. This information is used to help improve the
site, analyze trends and administer the site. Our sites may at times
also collect information about your hardware and software in order
to provide a requested service.
of Personal Information
personal information collected on this Site will be used to operate
the Site and to provide the service(s) or carry out the
transaction(s) you have requested or authorized.
Credit Technologies, Inc. does not participate in the sale of
consumer data commonly referred to as trigger leads.
In support of these uses, Credit Technologies, Inc. may use personal
information to provide you with more effective customer service, to
improve the Site and any related Credit Technologies, Inc. products
or services, and to make the Site easier to use by eliminating the
need for you to repeatedly enter the same information or by
customizing the Site to your particular preference or interests. In
order to offer you a more consistent experience in your interactions
with Credit Technologies, Inc., information collected by Credit
Technologies, Inc. may be combined with information collected by
other Credit Technologies, Inc. services.
We may use your personal information to provide you with important
information about the product or service that you are using,
including critical updates and notifications. Additionally, we may
send you information about other Credit Technologies, Inc. products
Credit Technologies, Inc. may disclose personal information if
required to do so by law or in the good faith belief that such
action is necessary to: (a.) - Conform to the edicts of the law or
comply with legal process served on Credit Technologies, Inc. or the
Site; (b.) - Protect and defend the rights or property of Credit
Technologies, Inc. and our family of Web sites; or (c.) - Act in
urgent circumstances to protect the personal safety of Credit
Technologies, Inc. employees or agents, users of Credit
Technologies, Inc. products or services, or members of the public.
Control of Personal Information
as otherwise described in this statement, personal information you
provide on the Site will not be shared outside of Credit
Technologies, Inc. and its controlled subsidiaries and affiliates.
Please be aware that this privacy statement and any choices you make
on the Site will not necessarily apply to personal information you
may have provided to Credit Technologies, Inc. in the context of
other, separately operated, Credit Technologies, Inc. products or
Credit Technologies, Inc. may send out periodic e-mails informing
you of technical service or security issues related to a product or
service you requested, or confirming you requested a product or
service. In some services offered by Credit Technologies.com,
contact with the customer is an intrinsic part of the service. You
will not be able to choose to unsubscribe to these mailings, as they
are considered an essential part of the service(s) you have chosen.
Security of Personal Information
Technologies, Inc. is committed to protecting the security of your
personal information. We use a variety of security technologies and
procedures to help protect your personal information from
unauthorized access including data encryption, Firewall and
Biometric systems. When we transmit any sensitive personal
information (such as a credit card number) over the Internet, we
protect it through the use of encryption, such as the Secure Socket
Layer (SSL) protocol.
Security Compliance Statement
Credit Technologies, Inc. treats all non-public personal information
as confidential and uses this information solely in the provision of
services to its clients. Credit Technologies, Inc. maintains
administrative, physical and technical safeguards that comply with
the Gramm Leach Bliley Act. In addition, Credit Technologies, Inc.
maintains safeguards that meet or exceed other Federal and state
requirements to protect and preserve the confidentiality of all
information received by or provided to Credit Technologies, Inc.
Protection of Children's Personal Information
Technologies, Inc. is a general audience site and does not knowingly
collect any personal information from children.
cookie is a small text file that is placed on your hard disk by a
Web page server. Cookies cannot be used to run programs or deliver
viruses to your computer. Cookies are uniquely assigned to you, and
can only be read by a Web server in the domain that issued the
cookie to you.
One of the primary purposes of cookies is to provide a convenience
feature to save you time. For example, if you personalize a web
page, or navigate within a site, a cookie helps the site to recall
your specific information on subsequent visits. This simplifies the
process of delivering relevant content, eases site navigation, and
so on. When you return to the Web site, the information you
previously provided can be retrieved, so you can easily use the
site's features that you customized.
We may occasionally opt to share aggregated site statistics with
partner companies, but do not allow other companies to place cookies
on our sites unless there is a temporary, overriding customer value
(such as merging into Credit Technologies, Inc. a site that relies
on third-party cookies).
You have the ability to accept or decline cookies. Most Web browsers
automatically accept cookies, but you can usually modify your
browser setting to decline cookies if you prefer. If you choose to
decline cookies, you may not be able to fully experience the
interactive features of this or other Web sites you visit.
of Web Beacons
Technologies, Inc. Web pages may contain electronic images known as
Web beacons - sometimes also called single-pixel gifs - that allow
Credit Technologies, Inc .to count users who have visited those
pages and to deliver co-branded services. Credit Technologies, Inc.
may include Web beacons in promotional e-mail messages or
newsletters in order to determine whether messages have been opened
and acted upon.
Some of these Web beacons may be placed by third party service
providers to help determine the effectiveness of our advertising
campaigns or email communications. These Web beacons may be used by
these service providers to place a persistent cookie on your
computer. Doing this allows the service provider to recognize your
computer each time you visit certain pages or emails and compile
anonymous information in relation to those page views. Credit
Technologies, Inc. prohibits Web beacons from being used to collect
or access your personal information.
of Client Login Features
Client Login portion of this Site uses unique user information to
identify and provide secure sign-in for certain users. In order to
sign in to this portion if the Site, authorized users will be asked
to type the login name and password provided to them by Credit
Technologies, Inc. employees and/or their agents. For additional
information about or assistance with Client Login features and
usage, please contact your Credit Technologies, Inc. sales,
technical or administrative representative.
Enforcement of this Privacy Statement
have questions regarding this statement, please contact Credit
Technologies, Inc. at the postal and/or email addresses below.
Changes to this Statement
occasionally update this privacy statement. When we do, we will also
revise the "updated" date at the top of this Privacy page, and may
also send you a notification directly. We encourage you to
periodically review this privacy statement to stay informed about
how we are helping to protect the personal information we collect.
Your continued use of the service constitutes your agreement to this
privacy statement and any updates.
Technologies, Inc. welcomes your comments regarding this privacy
statement. If you believe that Credit Technologies, Inc. has not
adhered to this privacy statement, please contact us electronically
or via postal mail at the addresses provided below, and we will use
commercially reasonable efforts to promptly determine and remedy the
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