Purpose-built credit optimization tools designed exclusively for mortgage lenders.
Stop losing loans to borderline credit scores. Score Express℠ delivers average FICO increases of 23.9 points in less than 72 hours.
The tools, training, and support that turn more applications into closings — delivered by the most experienced team in mortgage credit.
BestQualify eliminates your out-of-pocket credit report costs and makes you immune to future bureau price increases.
Close Loans Others Can't - Score Express delivers an average 23.9-point increase in 72 hours or less — the highest available anywhere in the industry.
Instant access to the most highly skilled FCRA-certified credit and scoring experts in the industry — free on every loan.
Protect you and your borrowers from trigger leads with TriggerProof™ — keeping your pipeline secure from competitors.
BestQualify puts you and your loan originators in front of scores of REALTORS , builders and prospective borrowers each month.
Best-practice compliance resources, FCRA/FACTA guidance, and education programs that give you a competitive advantage.
BestQualify not only eliminates your out-of-pocket credit report costs, but our referral engine puts you and your loan originators in front of scores of prospective borrowers each month. BestQualify also enables you to be immune to future credit reporting price increases and much more.
Platform Integrations
Plug directly into the LOS platforms your team already uses — no workflow disruption, no extra logins.
Comprehensive credit reporting, rescoring, fraud detection, compliance, and ancillary services — all from one trusted partner.
Tri-merge credit reports with powerful admin features, free single-bureau upgrades, and customizable layouts.
Learn more →Cut pre-qualification costs by up to 70% with soft-inquiry reports. Prequalify applicants in seconds with no FICO impact.
Learn more →Higher FICO Scores in as little as 24 hours. Average increase of 23.9 points — the highest available.
Learn more →Mortgage Action Plan™ with detailed credit analysis, target score simulator, and money simulator tools.
Learn more →Automatically monitors report requests and filters non-qualified applicants, reducing costs by 30%+.
Learn more →Run "what-if" credit scenarios using actual FICO® Score algorithms for mortgage decisions.
Learn more →Comprehensive fraud detection suite with risk-based pricing disclosures and identity verification.
Learn more →Daily alerts about borrower credit activity during the quiet period between pull and closing.
Learn more →Instant access to employment records including trade line updates and verifications.
Learn more →FCRA/FACTA compliance tools, risk-based pricing disclosures, regulatory resources, and compliance training for mortgage lenders.
Learn more →Fast, accurate flood zone determinations and life-of-loan monitoring to protect lenders and borrowers from flood risk exposure.
Learn more →Automated property valuations integrated directly into your loan workflow — fast, reliable estimates without the cost of a full appraisal.
Learn more →4506-C tax transcript retrieval and income verification services, integrated with your LOS for seamless mortgage processing.
Learn more →"Beyond amazing! I've worked with Christine for as long as I can remember, and she has always been extremely helpful and responsive. Cannot thank her enough for all she does to help me close loans."
"Great service and great people to work with. Usually get credit supplements in as little as an hour and no more than one day!"
"Ordered a credit supplement for a mortgage on Friday and it completed by midday Monday. Great job and it is appreciated. Thank you."
"I have had great experiences with Credit Technologies, but I want to highlight Neilia specifically! She is always willing to help me learn the ins and outs of credit reporting and has gone to great lengths to help me find solutions."
"Absolutely love Credit Technologies! Before I heard about them, I tried a few other credit companies, and none were as good. Buddy, my company rep, is truly amazing: trustful, professional and knowledgeable."
"Denise was wonderful in helping my client raise her credit score. She was quick, clever and kind. Amy is always available and quick to answer questions and provide assistance. We appreciate you all so much!"
Free, real-time access to the most experienced team of credit score analysts in the mortgage industry. A clear path to success for every borrower.
Our FCRA-certified staff are among the most highly trained and skilled professionals in the industry. We work with our clients on every loan, making sure each credit report and score are optimized — and the credit scoring analysis is FREE.
Learn About Score ExpressJoin 15,000+ mortgage lenders who trust Credit Technologies. In five business days, we're confident you'll see the difference.