Exclusive Flat Model

Exclusive Flat Model

Default Pricing Model

Credit Reporting (3 bureaus) – Individual or Joint

Includes:

  • Credit Report File
  • Loan Origination Software (LOS) Third Party Fees
  • Mortgage Preflight and Experian Level One Authentication-AS1 Fraud Detection Tool
  • FACTA Compliance Service (FCS)-Risk Based Pricing Disclosures, certificated compliance and audit protection.
  • FNMA LQI Comparison Report
  • CreditXpert Credit Assure-Automatically identifies opportunities to increase borrower FICO scores.
  • CreditXpert Credit Radar-Advanced credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools
  • Unmerge Borrower (Remove borrower)
  • Add Spouse/Co-borrower

* 2019 Increases Are As Follows:

  • $ 1.25 increase on ind or joint Trimerge credit report
  • $ 1.50 increase on ind or joint single bureau
  • $ 3.00 increase on ind or joint two bureau reports
  • $27.50 increase per applicant on refresh reports
  • Secondary Use is now set at $5.70 per bureau
  • CreditXpert Credit Analyzer has been replaced by CreditXpert Wayfinder, with an increase of $ .50
  • CreditXpert What-If Simulator will be increased by $ .50

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