Exclusive Flat Model
New Pricing Effective Date is January 1st, 2020*
Credit Reporting (3 bureaus) – Individual or Joint
- Credit Report File
- Loan Origination Software (LOS) Third Party Fees – applies to 1 LOS system of choice
- Mortgage Preflight and Experian Level One Authentication-AS1 Fraud Detection Tool
- FACTA Compliance Service (FCS)-Risk Based Pricing Disclosures, certificated compliance and audit protection.
- FNMA LQI Comparison Report
- CreditXpert Credit Assure-Automatically identifies opportunities to increase borrower FICO scores.
- CreditXpert Credit Radar-Advanced credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools
- Unmerge Borrower (Remove borrower)
- Add Spouse/Co-borrower
* 2020 Increases Are As Follows:
- $0.75 increase on ind. or joint tri-merge credit report, ind. or joint single bureau, ind. or joint two bureau reports, and ind. or joint refresh reports
- $0.51 increase on Secondary Use