Exclusive Per Applicant Model
Credit Reporting (3 bureaus) – per applicant
- Credit Report File
- Loan Origination Software (LOS) Third Party Fees – applies to 1 LOS system of choice
- Mortgage Preflight and Experian Level One Authentication-AS1 Fraud Detection Tool
- FACTA Compliance Service (FCS)-Risk Based Pricing Disclosures, certificated compliance and audit protection.
- CreditXpert Credit Assure-Automatically identifies opportunities to increase borrower FICO scores.
- CreditXpert Credit Radar-Advanced credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools
- FNMA LQI Comparison Report
- Unmerge Report (Remove borrower)
* 2020 Increases Are As Follow:
- $ 2.00 increase on ind. tri-merge credit report, ind. single bureau, ind. two bureau reports, and ind. refresh reports
- $ 4.00 increase on joint tri-merge, joint single bureau, joint two bureau reports and joint refresh reports
- $0.51 increase on Secondary Use