Exclusive Per Applicant Model

Exclusive Per Applicant Model

New Pricing Effective Date is January 1st, 2020*

Credit Reporting (3 bureaus) – per applicant

Includes:

  • Credit Report File
  • Loan Origination Software (LOS) Third Party Fees – applies to 1 LOS system of choice
  • Mortgage Preflight and Experian Level One Authentication-AS1 Fraud Detection Tool
  • FACTA Compliance Service (FCS)-Risk Based Pricing Disclosures, certificated compliance and audit protection.
  • CreditXpert Credit Assure-Automatically identifies opportunities to increase borrower FICO scores.
  • CreditXpert Credit Radar-Advanced credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools
  • FNMA LQI Comparison Report
  • Unmerge Report (Remove borrower)

* 2020 Increases Are As Follow:

  • $ 2.00 increase on ind. tri-merge credit report, ind. single bureau, ind. two bureau reports, and ind. refresh reports
  • $ 4.00 increase on joint tri-merge, joint single bureau, joint two bureau reports and joint refresh reports
  • $0.51 increase on Secondary Use

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