Credit Reporting (Individual or Joint)

Includes:

• Credit Report File
• Trade Line Updates/Supplements
• All Repository (Experian, Trans Union and Equifax) Secondary Use Fees
• FNMA/FMAC Reissue Fees
• Loan Origination Software (LOS) Third Party Fees
• Mortgage Preflight and Experian Level One Authentication-AS1 Fraud Detection Tool
• FACTA Compliance Service (FCS)-Risk Based Pricing Disclosures, certificated compliance and audit protection.
• CreditXpert Credit Assure-Automatically identifies opportunities to increase borrower FICO scores.
• CreditXpert Credit Radar- Credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools.
• FNMA LQI Comparison Report
• Unmerge Borrower (Remove borrower)
• Add Spouse/Co-borrower

* 2019 Increases Are As Follows:

• $ 8.65 increase on ind or joint trimerge credit report
• $ 1.50 increase on ind or joint single bureau
• $ 3.00 increase on ind or joint two bureau reports
• $27.50 set price on ind or joint refresh reports*
• CreditXpert Credit Analyzer has been replaced by CreditXpert Wayfinder, with an increase of $ .50
• CreditXpert What-If Simulator will be increased by $ .50

*If refresh reports are included in your pricing, it will remain. If refresh reports are NOT included in your current bundle, the above price increase applies.