Credit Reporting (Individual or Joint)

Includes:

• Credit Report File
• Trade Line Updates/Supplements
• All Repository (Experian, Trans Union and Equifax) Secondary Use Fees
• FNMA/FMAC Reissue Fees
• Loan Origination Software (LOS) Third Party Fees – applies to 1 LOS system of choice
• Mortgage Preflight and Experian Level One Authentication-AS1 Fraud Detection Tool
• FACTA Compliance Service (FCS)-Risk Based Pricing Disclosures, certificated compliance and audit protection.
• CreditXpert Credit Assure-Automatically identifies opportunities to increase borrower FICO scores.
• CreditXpert Credit Radar- Credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools.
• FNMA LQI Comparison Report
• Unmerge Borrower (Remove borrower)
• Add Spouse/Co-borrower

* 2020 Increases Are As Follows:

• $0.75 increase on ind. or joint tri-merge credit report, ind. or joint single bureau, ind. or joint two bureau reports, and ind. or joint refresh reports