Pricing Options

All Inclusive*

All credit reporting fees are included in the initial tri-merge cost. Individual and joint reports are identically priced. All subsequent reissues, supplements and secondary use fees are included in the tri-merge price.
  • Tri Merge Credit Report
  • FICO Scores
  • Trended Data
  • RMCR
  • State Surcharges
  • Supplements
  • Secondary Use Fees
  • FMAC/FNMA Reissues
  • LOS Fees
  • XP Level One Authentication
  • FACTA Compliance Service (mailing of RBPD)
  • Credit Xpert Credit Radar
  • Credit Xpert Credit Assure
  • Mortgage Preflight
  • Comparison Report

All Inclusive / Individual Pricing *

All credit reporting fees are included in the initial tri-merge cost. A joint report is twice the cost of an individual file. All subsequent reissues, supplements and secondary use fees are included in the tri-merge price.
  • Tri Merge Credit Report
  • FICO Scores
  • Trended Data
  • RMCR
  • State Surcharges
  • Supplements
  • Secondary Use Fees
  • FMAC/FNMA Reissues
  • LOS Fees
  • XP Level One Authentication
  • FACTA Compliance Service (mailing of RBPD)
  • Credit Xpert Credit Radar
  • Credit Xpert Credit Assure
  • Mortgage Preflight
  • Comparison Report

* Available with FNMA LQI Refresh Report or Debt Monitoring.

All Inclusive / Upgrade Model

This option provides the lowest possible up front tri-merge fees with most subsequent credit reporting fees included in an upgrade fee. Individual and joint reports are identically priced. All subsequent reissues, supplements and secondary use fees are included in the upgrade fee
  • Tri Merge Credit Report
  • FICO Scores
  • Trended Data
  • RMCR
  • State Surcharges
  • Supplements
  • Secondary Use Fees
  • FMAC/FNMA Reissues
  • LOS Fees
  • XP Level One Authentication
  • FACTA Compliance Service (mailing of RBPD)
  • Credit Xpert Credit Radar
  • Credit Xpert Credit Assure
  • Mortgage Preflight
  • Comparison Report

Legacy Pricing (a la carte) **

All credit reporting services are billed separately. Individual and joint reports can be priced individually or at a flat rate. All subsequent reissue, supplement and secondary use fees are billed separately.
  • Tri Merge Credit Report
  • FICO Scores
  • Trended Data
  • State Surcharges
  • LOS Fees
  • XP Level One Authentication
  • FACTA Compliance Service (mailing of RBPD)
  • Credit Xpert Credit Assure
  • Credit Xpert Credit Radar
  • Comparison Report
  • Mortgage Preflight

** Caution is advised when considering legacy pricing as it may not comply with certain provisions under TRID It is generally recommended for non-residential lending only