Terms of Use

Terms of Use

Updated: September 1, 2014

Use of the Credit Technologies® and Mortgage Preflight® Web sites require acceptance of the following terms and limitations. Continued use confirms your ongoing acceptance of these terms.

Warning: Under FCRA law, any person who knowingly and willfully obtains information on a consumer from a credit reporting agency under false pretenses (for example obtaining a credit report on an individual without their permission), shall be fined under Title 18 United States Code, or imprisoned for not more than 2 years, or both.

Adherence to Contract Provisions

Access to and use of credit reporting, rescoring, AVM, 4506 and flood data is regulated by contracts executed between the end user (client) and Credit Technologies®, Inc. The use of credit reporting data is further restricted by Federal, State and Local laws and by regulations established by Experian, Trans Union, Equifax, Fair Isaac (Developers of the FICO® Credit Scoring Model) and Fannie Mae (FNMA). The user agrees to adhere to all contract, Federal, state, local and credit provider rules, regulations and laws regarding the use of all data obtained through Credit Technologies®, Inc. and associated Web sites.

Copyright Information

All content, graphics and information on CreditTechnologies.com and/or MortgagePreflight.com Websites (“Sites”) provided by Credit Technologies® is owned by or licensed to Credit Technologies®, Inc. Credit Technologies® reserve and retain all copyright and other proprietary rights including without limitation, all rights in any public information as a compilation. All Credit Technologies® Information is protected by U.S. copyright laws, international treaties and/or other laws.  Revision, republication, and re-use of the Credit Technologies® Information or the Sites on-line for any purpose is prohibited in whole or in part. Except for making a hard copy print of limited portions of the Credit Technologies® Information for personal, non-commercial use, Credit Technologies’ Information may not be reproduced, licensed, copied, displayed, published, sold, modified, transmitted or distributed without Credit Technologies’ express written permission. Any other use of the Site and/or the Credit Technologies® Information is strictly prohibited. Linking to this Site is prohibited unless Credit Technologies® expressly consents in writing to such a link.  Any person or entity wishing to establish a link to our Sites or request Credit Technologies’ consent to other uses of Credit Technologies® information may send their request by e-mail to the Credit Technologies® Webmaster.  Any communications you send to this site or otherwise to Credit Technologies®, inc. by electronic or other means are nonproprietary. Credit Technologies®, inc. shall be free to use the content of any such communications, including any ideas, inventions, concepts, techniques or know-how disclosed therein, for any purpose, including developing, manufacturing and/or the marketing goods or services, unless you specifically request to be removed from such mailing lists.  Use of this site for the posting or transmission (including communication outside this site) of any unlawful, threatening, libelous, defamatory, obscene, pornographic or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense or violate any law is strictly prohibited. Credit Technologies®, inc. reserves the right to delete, modify or supplement the content of this site, including the content of this legal notice, at any time.

Trademark Information

Among the trademarks and service marks owned by Credit Technologies® are “Credit Technologies”, the Credit Technologies delta logo, “Mortgage Preflight” the Mortgage Preflight® associated logo and others. Any use of Credit Technologies®’ marks requires prior approval in writing by Credit Technologies®. The “look and feel” of Credit Technologies®’ and Mortgage Preflight® Sites is also protected by Credit Technologies®, including color combinations, buttons, layout, and other graphical elements.

Disclaimers

Please verify all particulars before placing any orders. Some of the information on this Site is a compilation of information from public domain sources and such information is provided on as “as is” basis. Credit Technologies® cannot be responsible for errors in such information and/or other defects. Under no circumstances will Credit Technologies® be liable for any loss or damage caused by a user’s reliance on any information obtained through its Site. It is the responsibility of the user to evaluate the accuracy, completeness, or usefulness of any information or services available through this Site.

THE CREDIT TECHNOLOGIES® INFORMATION, INCLUDING WITHOUT LIMITATION ANY DATA, PRICES, AND QUOTATIONS CONTAINED HEREIN, ARE SUBJECT TO CHANGE WITHOUT NOTICE AND THEY DO NOT CONSTITUTE AN OFFER, BUT ARE MERELY INFORMATIONAL AND FOR YOUR CONVENIENCE.

THE CREDIT TECHNOLOGIES®INFORMATION IS PROVIDED TO YOU “AS IS” WITHOUT ANY REPRESENTATION OR WARRANTY OF ANY KIND EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, SECURITY, ACCURACY OR OTHERWISE. THESE MATERIALS MAY CONTAIN ERRORS OF PUBLICATION OR TRANSMISSION.

CREDIT TECHNOLOGIES®SPECIFICALLY DISCLAIMS ANY LIABILITY (WHETHER IN TORT, CONTRACT, STRICT LIABILITY OR OTHERWISE AND WHETHER FORESEEABLE OR NOT) FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, OR SPECIAL DAMAGES ARISING OUT OF OR IN ANY WAY CONNECTED WITH ACCESS TO OR USE OF THE CREDIT TECHNOLOGIES®AND/OR MORTGAGE PREFLIGHT® SITES OR ASSOCIATED WITH COMPUTER VIRUSES WHICH MAY INFECT A USER’S COMPUTER.