Upgrade Model

Upgrade Model

Credit Reporting (Individual or Joint)
Upgrade Report Upgrade is defined as a GSE Reissue or Supplement Request

Includes:

  • Credit Report File
  • Trade Line updates (supplement/alternative credit-no score impact)
  • All Repository (Experian, Trans Union, Equifax) Secondary Use Fees
  • FNMA/FMAC Reissue Fees
  • Mortgage Preflight and Experian Level One Authentication AS1 Fraud Detection Tool
  • FACTA Compliance Service (FCS) Risk Based Pricing Disclosures, certificated compliance and audit protection
  • CreditXpert Credit Assure Automatically identifies opportunities to increase borrower FICO scores.
  • CreditXpert Credit Radar Advanced credit and score analysis, score trend indicator, LQI Stress test, Red Flag detection tools
  • FNMA LQI Comparison Report
  • Unmerge Borrower (Remove borrower)
  • Add Spouse/Co-borrower

* 2019 Increases Are As Follows:

  • $ 6.14 increase on ind or joint trimerge credit report
  • $ 1.50 increase on ind or joint single bureau reports
  • $3.00 increase on ind or joint two bureau reports
  • $21.50 increase on ind or joint refresh report
  • CreditXpert Credit Analyzer has been replaced by CreditXpert Wayfinder, with an increase of $ .50
  • CreditXpert What-If Simulator will be increased by $ .50

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