BestQualify

Eliminate Credit Costs. Generate Borrower Referrals.

BestQualify is CTI's unique program that offsets your out-of-pocket credit report costs while keeping your name in front of prospective borrowers every month — at zero cost to you.

  • $0 Lender Cost
  • Score Express℠ Included
  • Monthly Borrower Marketing
  • FCRA-Certified Analysts

See What BestQualify Means for Your Bottom Line

Enter your numbers. See the impact in 2 minutes.

Four Value Pillars. Zero Cost to the Lender.

BestQualify combines credit cost reduction, automated borrower marketing, and referral capture — all funded by the program itself. Your cost: $0.

Credit Cost Reduction

The consumer pays for credit services through the BestQualify℠ program. Your out-of-pocket credit report costs are offset — bringing your net cost to zero.

Bureau Price Immunity

BestQualify℠ shields you from future bureau credit reporting price increases. As costs rise industry-wide, your net cost stays at zero.

Score Express℠ Rescoring Included

Every BestQualify℠ enrollment includes Score Express℠ rescoring — averaging a 23.9-point FICO® increase in less than 72 hours, at no cost to you.

New and Existing Referral Partners

BestQualify℠ helps you capture new referral partners and strengthen existing relationships — expanding your pipeline without additional marketing spend.

FCRA-Certified In-House Team

Every file is handled by our in-house FCRA-certified analysts — not outsourced — who know exactly how to maximize every score improvement opportunity.

Close More Loans

More qualified borrowers, lower credit costs, and a steady stream of referrals — BestQualify℠ strengthens every stage of your origination pipeline.

How BestQualify Works

From Enrollment to Results in 4 Steps

BestQualify is designed to run itself. Enroll once and the program handles credit costs, borrower marketing, and referral generation automatically.

1

Enroll in BestQualify℠

Sign up through your CTI representative. There's no program fee — the consumer pays for credit services directly through the program.

2

Credit Costs Drop to Zero

Your out-of-pocket credit report costs are offset by the program. Borrowers pay for their own credit services — your net cost is $0.

3

Automated Borrower Marketing Begins

Every enrolled borrower receives monthly credit monitoring updates branded with your name and contact info — keeping you top-of-mind with future buyers.

4

Referrals Flow In

BestQualify℠ generates new referral partner opportunities and strengthens existing relationships — expanding your pipeline month after month without additional marketing spend.

$0
Net credit report cost to the lender with BestQualify℠
23.9 pts
Avg. FICO® boost via included Score Express℠ rescoring
15K+
Mortgage professionals who trust CTI nationwide
Since 1990
Serving mortgage professionals with innovative solutions

Program Benefits

Everything Included. Nothing Extra to Pay.

BestQualify is a complete program that handles credit costs, borrower engagement, and referral generation — all from a single enrollment. Here's what's built in.

  • Out-of-pocket credit report costs offset to $0
  • Score Express℠ rescoring included with every enrollment
  • Monthly branded credit monitoring updates to borrowers
  • Immunity to future bureau credit reporting price increases
  • Automated referral partner capture and pipeline growth

Learn How BestQualify Works

Credit Cost

Reduction

Score Express℠

Rescoring Included

Borrower Marketing

Monthly Automation

Referral Engine

Pipeline Growth

BestQualify is available exclusively to Credit Technologies members.

Turn Your Credit Reports Into a Growth Engine.

Join 15,000+ mortgage professionals using BestQualify to eliminate credit costs and generate a steady pipeline of borrower referrals — every month, at zero cost to you.