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BestQualify℠

Eliminate Credit Costs. Generate Borrower Referrals.

BestQualify℠ is CTI's unique program that offsets your out-of-pocket credit report costs while keeping your name in front of prospective borrowers every month — at zero cost to you.

$0 Lender CostScore Express™ IncludedMonthly Borrower MarketingFCRA-Certified Analysts
BestQualify℠ — Program Value$0 lender cost
Your Credit Report Costs$0offset
Score Express™ RescoringIncluded ✓
Borrower MarketingMonthly updates with your name
Referral PipelineNew + existing partners
Program Fee to Lender$0
Four Value Pillars. Zero Cost to the Lender.

BestQualify℠ combines credit cost reduction, automated borrower marketing, and referral capture — all funded by the program itself. Your cost: $0.

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Credit Cost Reduction

The consumer pays for credit services through the BestQualify℠ program. Your out-of-pocket credit report costs are offset — bringing your net cost to zero.

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Enhanced Marketing and Automation

Borrowers in the program receive monthly credit monitoring updates that include your contact info — keeping your name in front of future buyers month after month.

Score Express™ Rescoring Included

Every BestQualify℠ enrollment includes Score Express™ rescoring — averaging a 23.9-point FICO® increase in less than 72 hours, at no cost to you.

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New and Existing Referral Partners

BestQualify℠ helps you capture new referral partners and strengthen existing relationships — expanding your pipeline without additional marketing spend.

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FCRA-Certified In-House Team

Every file is handled by our in-house FCRA-certified analysts — not outsourced — who know exactly how to maximize every score improvement opportunity.

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Close More Loans

More qualified borrowers, lower credit costs, and a steady stream of referrals — BestQualify℠ strengthens every stage of your origination pipeline.

How BestQualify℠ Works

From Enrollment to Results in 4 Steps

BestQualify℠ is designed to run itself. Enroll once and the program handles credit costs, borrower marketing, and referral generation automatically.

  • 1
    Enroll in BestQualify℠
    Sign up through your CTI representative. There's no program fee — the consumer pays for credit services directly through the program.
  • 2
    Credit Costs Drop to Zero
    Your out-of-pocket credit report costs are offset by the program. Borrowers pay for their own credit services — your net cost is $0.
  • 3
    Automated Borrower Marketing Begins
    Every enrolled borrower receives monthly credit monitoring updates branded with your name and contact info — keeping you top-of-mind with future buyers.
  • 4
    Referrals Flow In
    BestQualify℠ generates new referral partner opportunities and strengthens existing relationships — expanding your pipeline month after month without additional marketing spend.
BestQualify℠ — Program Overview
Lender Program Fee$0 ✓
Credit Report CostsOffset to $0 ✓
Score Express™Included ✓
Avg. FICO® Improvement+23.9 pts
Borrower MarketingMonthly ✓
Referral PipelineAutomated ✓
FCRA-Certified TeamIn-house ✓
Bureau Price ImmunityProtected ✓
$0
Net credit report cost to the lender with BestQualify℠
23.9pts
Avg. FICO® boost via included Score Express™ rescoring
15K+
Mortgage professionals who trust CTI nationwide
Since1990
Serving mortgage professionals with innovative solutions
Program Benefits

Everything Included. Nothing Extra to Pay.

BestQualify℠ is a complete program that handles credit costs, borrower engagement, and referral generation — all from a single enrollment. Here's what's built in.

  • Out-of-pocket credit report costs offset to $0
  • Score Express™ rescoring included with every enrollment
  • Monthly branded credit monitoring updates to borrowers
  • Immunity to future bureau credit reporting price increases
  • Automated referral partner capture and pipeline growth
Learn How BestQualify℠ Works
Credit Cost
Reduction
Score Express™
Rescoring Included
Borrower Marketing
Monthly Automation
Referral Engine
Pipeline Growth

BestQualify℠ is available exclusively to Credit Technologies members.

Turn Your Credit Reports Into a Growth Engine.

Join 15,000+ mortgage professionals using BestQualify℠ to eliminate credit costs and generate a steady pipeline of borrower referrals — every month, at zero cost to you.