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Property Data Services

Flood Certifications & Property Valuations. Instant. Guaranteed.

Order flood zone determinations backed by a $10 million E&O policy and automated valuation models from Freddie Mac HVE, CoreLogic HPA, and PASS® — all delivered in seconds through Credit Insight at a fraction of traditional appraisal costs.

$10M E&O GuaranteeFreddie Mac HVE970+ Counties (AVM)Results in Seconds
Property Services — Order SummaryFlood + AVM
Flood Zone Determination✓ Zone X — No Flood
E&O Coverage✓ $10M Policy
CertMap™ Aerial Image✓ Included
AVM — Freddie Mac HVE$347,500
AVM — CoreLogic HPA$352,000
Confidence Score92 — High
What's Included

Flood Certification & Automated Valuations in One Place

Credit Technologies partners with the nation's top flood and valuation providers to deliver precise, affordable property data — bundled with your credit services for maximum cost savings.

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Flood Zone Determinations

100% guaranteed flood certifications backed by a $10 million Errors & Omissions policy. Most determinations completed instantly through our automated system.

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CertMap™ Aerial Imagery

Custom aerial satellite images with detailed flood zone mapping when insurance is required — including NFIP Flood Insurance quote information at no extra cost.

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Freddie Mac HVE®

One of the most precise AVMs available — blending repeat sales and hedonic model estimates through Freddie Mac's proprietary algorithm for reliable property valuations.

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CoreLogic HPA® & PASS®

200 million+ historical sales records searched using hedonic, location-based, and index-based methods. PASS® covers 970+ counties — over 97% of all U.S. transactions.

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AVM Cascade Configuration

Configure your request to cascade through all available AVM models automatically. If insufficient data exists on a property for any model, there is no charge.

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Bundled Pricing

Nationwide volume means cost savings for you. Lenders who bundle credit reporting and flood services through CTI are eligible for special pricing that drives costs even lower.

How It Works

Property Data in Seconds

  1. 1
    Enter Property Address
    Submit the subject property address through Credit Insight or your LOS. Select flood determination, AVM, or both.
  2. 2
    Automated Processing
    Flood determinations run instantly through our automated system. AVM requests cascade through available models — HVE, HPA, PASS — returning the best available valuation.
  3. 3
    Expert Review if Needed
    Complex flood determinations are reviewed by a mapping technician and returned same day. AVM results include confidence scores so you know the reliability of each valuation.
  4. 4
    Guaranteed Results Delivered
    Flood certifications are backed by a $10M E&O policy. AVM reports include comparable sales data, property details, and valuation graphs — all delivered online.
Property Report — Credit Insight
Property Address123 Main St, Wixom, MI
FEMA Flood ZoneZone X ✓
Insurance RequiredNo ✓
HVE Valuation$347,500
HPA Valuation$352,000
Comparable Sales3 Proximal ✓
E&O Guarantee$10M Policy Active
10M
Errors & Omissions policy backing every flood determination
200M+
Historical residential sales records in the AVM database
970+
U.S. counties covered by PASS® — over 97% of transactions
35yrs
Mortgage property data expertise since 1990
AVM Models Available

Industry-Leading Valuation Models at Your Fingertips

Credit Technologies provides online access to the same AVM reports used by top mortgage lenders, appraisers, and attorneys nationwide — delivered in seconds at a fraction of the cost of a traditional appraisal. Configure cascade ordering to automatically try each model.

  • Freddie Mac Home Value Explorer® (HVE) — proprietary blend of repeat sales and hedonic models
  • CoreLogic Home Price Analyzer® (HPA) — hedonic, location-based, and index-based methods
  • CoreLogic PASS® — neural scoring system with 970+ county coverage
  • Cascade configuration — automatically try all models; no charge if data is insufficient
  • Comparable sales, tax assessments, and property details included
Bundle & Save

Lenders who bundle credit reporting and flood/AVM services through Credit Technologies are eligible for special pricing — reducing your out-of-pocket costs on every transaction.

Ask About Bundled Pricing →

Ready for Instant Flood Certifications & Property Valuations?

Join 15,000+ mortgage professionals who order flood determinations and AVM reports through Credit Technologies — guaranteed results, bundled savings, one integrated platform.