Vision™
Vision™ automatically screens applicants against your minimum credit requirements before running a full tri-merge report — so you only pay for borrowers who meet your standards.
Run a soft-inquiry check against your custom minimum standards before committing to a full tri-merge report. Keep your costs tied to real opportunities.
Eliminate out-of-pocket expenses on unqualified borrowers. For high-volume lenders, Vision™ delivers measurable savings that compound month over month.
Set your own minimum score thresholds, debt ratios, and other criteria to match your lending standards exactly.
The Vision™ pre-screen is a soft inquiry — it never affects your borrower's FICO® score.
Get a pass/fail decision in seconds so your team can move fast and focus time on qualified applicants only.
Vision™ integrates with your existing loan origination system for a seamless workflow with no manual steps.
Vision™ works transparently behind the scenes. Order credit reports per your normal procedures — Vision™ handles the screening automatically.
Vision™ lets you customize bureau selection and apply meet/exceed testing across multiple bureaus — giving you more control over the screening process and more accurate viable borrower detection.
Vision™ is available exclusively to Credit Technologies members.
Vision™ is available exclusively to Credit Technologies members. See how it fits into your credit workflow — and how much you could save.