Credit reporting insights, compliance updates, market analysis, and product news — powered by AI, curated by experts.
New FCRA regulations in 2026 restrict trigger leads, update consumer dispute procedures, and raise file-disclosure fee caps. Here's what mortgage lenders must know to stay compliant.
The Federal Housing Finance Agency has confirmed updated timelines for the transition to VantageScore 4.0 and FICO 10T. Here is what mortgage lenders need to know about the biggest scoring change in a decade.
Discover how soft pull credit checks protect borrower credit scores while enabling loan officers to provide faster, more accurate mortgage pre-qualification. Learn the difference between credit inquiry types and best practices for implementation.
The Homebuyers Privacy Protection Act is now in effect, ending the traditional trigger lead ecosystem. Here's what mortgage lenders need to know about the law, its enforcement challenges, and how to adapt your lead generation strategy.
Discover how soft inquiry credit reports are transforming the mortgage pre-qualification process — reducing costs, protecting leads from trigger lead poaching, and improving the borrower experience.
Get mortgage credit intelligence delivered to your inbox. No spam — just the insights that matter.
Join 15,000+ mortgage professionals. Onboarding takes approximately 3 days.