Score Express™
Score Express™ is CTI's expert credit rescoring service — in use since 1997. Our analysts average 20+ years of experience and deliver an average 23.9-point FICO® increase in less than 72 hours.
Our analysts review the borrower's full credit file, identify every improvable item, and deliver a clear score improvement plan. Always free for CTI members.
When you're ready to act, our team files disputes, updates balances, and contacts the bureaus directly — no back-and-forth, no delays.
Most rescores complete in under 72 hours — same-day results are possible. Your pipeline keeps moving and borrowers don't lose rate locks.
Score Express™ delivers an average FICO® increase of 23.9 points — enough to qualify more borrowers, unlock better rate tiers, and close loans that would otherwise fall through.
Every file is handled by an in-house analyst averaging 20+ years of mortgage credit rescoring experience — not outsourced, not automated. Expert judgment on every rescore.
All CTI members get free access to Credit Insight — live training with our analysts to help your team understand credit, coach borrowers, and close more loans.
Every Score Express™ rescore starts with a free analysis. When you're ready to proceed, our expert analysts handle the entire process end to end.