Credit Reporting
FCRA-certified tri-merge reports from Equifax, Experian, and TransUnion — delivered in under 30 seconds. LOS-integrated, fraud-protected, and backed by 35 years of mortgage credit expertise.
CTI tri-merge reports come standard with full bureau coverage, LOS integration, fraud detection, and compliance tools — no add-ons, no surprises.
Pulls from Equifax, Experian, and TransUnion in a single request — giving you a complete, merged view of every borrower.
Natively integrated with leading loan origination systems via MeridianLink. Order reports directly from your LOS without switching platforms.
Reports delivered in under 30 seconds. Get the data you need fast so your pipeline keeps moving.
Every CTI report integrates with the FICO® Score Mortgage Simulator and Score Express™ rescoring — giving you immediate pathways to improve borrower scores and close more loans.
Built-in fraud indicators and identity alerts flag suspicious activity before it becomes a compliance problem.
Every report includes OFAC screening and is delivered by FCRA-certified staff who understand mortgage compliance inside and out.
Onboarding takes approximately 3 days. After that, pulling a tri-merge is a single step from your LOS.
We integrate natively via MeridianLink. Your account is live in approximately 3 business days — no new software to install.
Request a tri-merge report directly from your LOS or Credit Insight portal with a single click. All three bureaus in one request.
Your merged report populates directly into your workflow — complete with fraud flags, OFAC screening, and tradeline detail.
Spots a score improvement opportunity? Launch Score Express™ rescoring directly from the report — average 23.9-point FICO boost in 72 hours.
Credit Technologies integrates natively with the loan origination systems your team already uses. No new software, no manual data entry, no switching windows.
Join 15,000+ mortgage professionals who trust CTI for fast, accurate, FCRA-certified tri-merge credit reports. Onboarding takes approximately 3 days.