ScoreNavigator™
Give Every Borrower a Clear Path to Approval.
ScoreNavigator™ is the complete credit management platform for mortgage lenders — built around Mortgage Action Plans, score simulators, and automated file monitoring to get more borrowers across the finish line.
- Mortgage Action Plans
- Score Simulators
- Automated Monitoring
- Borrower Portal
Better Together
Pair ScoreNavigator™ With Score Express℠
ScoreNavigator™ diagnoses the problem. Score Express℠ fixes it. Together, they give your team a complete workflow — from identifying score improvement opportunities to delivering an average 23.9-point FICO® boost in under 72 hours.
- MAP identifies exactly what needs to change to hit target score
- Simulators let you model the impact before committing
- Score Express℠ executes the rescore — avg. 23.9-pt FICO® gain
- Borrower portal keeps clients engaged throughout the process
- File monitoring alerts you the moment scores change
See ScoreNavigator™ in Action
ScoreNavigator™
Diagnose & Plan
Score Express℠
Execute & Rescore
Credit Insight
Reporting Portal
Borrower Portal
Client Engagement
ScoreNavigator™ is available to Credit Technologies members.
Turn Credit Challenges Into Closed Loans.
ScoreNavigator™ is available to Credit Technologies members. Schedule a demo to see how it fits into your lending workflow and gets more borrowers to closing.
Everything Your Team Needs to Get Borrowers Approved
ScoreNavigator™ gives loan officers the tools to diagnose credit issues, map a path to improvement, and monitor progress — all in one platform.
Mortgage Action Plan (MAP)
Automatically generate a step-by-step action plan for every borrower showing exactly what needs to change to hit their target score.
Score Simulator
Model the impact of paying down balances, removing derogatory marks, or adding tradelines — before you act.
Automated File Monitoring
Get notified the moment a borrower's credit profile changes so you can act fast and keep deals on track.
Dispute Management
Identify, document, and track bureau disputes through resolution — reducing manual work and keeping files moving.
Borrower Portal
Give borrowers visibility into their own credit journey with a branded portal that keeps them engaged and accountable.
Integrated With CTI Reports
ScoreNavigator™ works seamlessly alongside your Credit Technologies tri-merge reports for a complete, connected credit workflow.
The ScoreNavigator™ Workflow
From Diagnosis to Approval in 4 Steps
ScoreNavigator™ gives your loan officers a complete workflow for turning credit challenges into closed loans — from initial analysis through borrower engagement.
Pull the Report
Order a CTI tri-merge report through your LOS. ScoreNavigator™ automatically analyzes the borrower's full credit profile and identifies improvement opportunities.
Generate the Mortgage Action Plan
MAP creates a step-by-step action plan showing exactly what the borrower needs to do — pay down balances, dispute errors, manage accounts — to hit their target score.
Simulate and Strategize
Use the Target Score, Money, and SmartScore simulators to model different strategies and show borrowers the exact impact before they take action.
Monitor, Dispute, and Close
Automated file monitoring alerts you when scores change. Dispute management tracks issues to resolution. The borrower portal keeps clients engaged through closing.