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ScoreNavigator™

Give Every Borrower a Clear Path to Approval.

ScoreNavigator™ is the complete credit management platform for mortgage lenders — built around Mortgage Action Plans, score simulators, and automated file monitoring to get more borrowers across the finish line.

Mortgage Action PlansScore SimulatorsAutomated MonitoringBorrower Portal
ScoreNavigator™ — Platform Featurescredit management
Mortgage Action Plan (MAP)Included ✓
Target Score SimulatorIncluded ✓
Money SimulatorIncluded ✓
SmartScore SimulatorIncluded ✓
Automated File MonitoringIncluded ✓
Dispute ManagementIncluded ✓
Borrower PortalIncluded ✓
Better Together

Pair ScoreNavigator™ With Score Express™

ScoreNavigator™ diagnoses the problem. Score Express™ fixes it. Together, they give your team a complete workflow — from identifying score improvement opportunities to delivering an average 23.9-point FICO® boost in under 72 hours.

  • MAP identifies exactly what needs to change to hit target score
  • Simulators let you model the impact before committing
  • Score Express™ executes the rescore — avg. 23.9-pt FICO® gain
  • Borrower portal keeps clients engaged throughout the process
  • File monitoring alerts you the moment scores change
See ScoreNavigator™ in Action
ScoreNavigator™
Diagnose & Plan
Score Express™
Execute & Rescore
Credit Insight
Reporting Portal
Borrower Portal
Client Engagement

ScoreNavigator™ is available to Credit Technologies members.

Turn Credit Challenges Into Closed Loans.

ScoreNavigator™ is available to Credit Technologies members. Schedule a demo to see how it fits into your lending workflow and gets more borrowers to closing.

Everything Your Team Needs to Get Borrowers Approved

ScoreNavigator™ gives loan officers the tools to diagnose credit issues, map a path to improvement, and monitor progress — all in one platform.

📋

Mortgage Action Plan (MAP)

Automatically generate a step-by-step action plan for every borrower showing exactly what needs to change to hit their target score.

📈

Score Simulator

Model the impact of paying down balances, removing derogatory marks, or adding tradelines — before you act.

🔔

Automated File Monitoring

Get notified the moment a borrower's credit profile changes so you can act fast and keep deals on track.

📝

Dispute Management

Identify, document, and track bureau disputes through resolution — reducing manual work and keeping files moving.

👤

Borrower Portal

Give borrowers visibility into their own credit journey with a branded portal that keeps them engaged and accountable.

🔗

Integrated With CTI Reports

ScoreNavigator™ works seamlessly alongside your Credit Technologies tri-merge reports for a complete, connected credit workflow.

The ScoreNavigator™ Workflow

From Diagnosis to Approval in 4 Steps

ScoreNavigator™ gives your loan officers a complete workflow for turning credit challenges into closed loans — from initial analysis through borrower engagement.

  • 1
    Pull the Report
    Order a CTI tri-merge report through your LOS. ScoreNavigator™ automatically analyzes the borrower's full credit profile and identifies improvement opportunities.
  • 2
    Generate the Mortgage Action Plan
    MAP creates a step-by-step action plan showing exactly what the borrower needs to do — pay down balances, dispute errors, manage accounts — to hit their target score.
  • 3
    Simulate and Strategize
    Use the Target Score, Money, and SmartScore simulators to model different strategies and show borrowers the exact impact before they take action.
  • 4
    Monitor, Dispute, and Close
    Automated file monitoring alerts you when scores change. Dispute management tracks issues to resolution. The borrower portal keeps clients engaged through closing.
ScoreNavigator™ — Platform Overview
Mortgage Action PlanAuto-generated ✓
Target Score SimulatorIncluded ✓
Money SimulatorIncluded ✓
SmartScore SimulatorIncluded ✓
File MonitoringAutomated ✓
Dispute TrackingBuilt-in ✓
Borrower PortalBranded ✓
Score Express™ LinkOne-click rescore
3
Powerful score simulators built into every ScoreNavigator™ account
24/7
Automated file monitoring alerts you when borrower profiles change
23.9pts
Avg. FICO® boost when paired with Score Express™ rescoring
15K+
Mortgage professionals who trust CTI nationwide