BestQualify Loan Officer

BestQualify, from Credit Technologies, teaches homebuyers how their credit affects the home they can buy, and gives loan officers and real estate agents a branded place to meet them.

Credit Technologies has prepared mortgage credit reports for lenders since 1990. Success is measured in loans closed, so we build resources that help your borrowers get there.

Share guides with your borrowers See what CTI could save you

Three sides of BestQualify

	Who it's for	Status
BestQualify Learn	Homebuyers: free mortgage-credit education, the path and the calculator	Live at bestqualify.com
BestQualify Loan Officer	You: guides to share, training, and your Pro Page	Live on this page; Pro Pages coming soon
BestQualify Agent	Real estate agents: a branded place to meet buyers	Coming soon

Buyers learn on BestQualify. Agents will meet them there. You help them close.

Share with your borrowers

Every loan officer has borrowers who are close but not ready: a score just under a tier, an old collection, a year of renting left. These free guides explain mortgage credit in plain language, so they come back to you better prepared.

How it works

Pick the guide that fits your borrower's situation.
Send the link with the short note below, by email or text.
Your borrower reads at their own pace, then brings their plan back to you.

Not a CTI client? You're welcome to share these guides too. See what Credit Technologies could do for your pipeline →

The guides

Your borrower…	Send this guide	Link
asks why your score differs from the one on their phone	Which Credit Score Do Mortgage Lenders Use?	bestqualify.com/share/score/
is close to a better tier and has a fixable item	Rapid Rescore: What It Is and Who Can Ask	bestqualify.com/share/rescore/
has old collections and wants to pay them first	Paying Old Collections Before a Mortgage	bestqualify.com/share/collections/
is renting and a year or more from buying	Still Renting? Get Your Credit Mortgage-Ready	bestqualify.com/share/renting/
is getting calls from other lenders after you pulled credit	Mortgage Trigger Leads: Why the Calls Start	bestqualify.com/share/calls/
wants to know why their score changes the rate	Loan-Level Price Adjustments (LLPAs) Explained	bestqualify.com/share/pricing/
should see what a better score is worth on their loan	Step 1: What Your Score Is Worth	bestqualify.com/share/worth/

The note

Standard

Not ready to buy just yet? Here's a free, plain-language guide from BestQualify that explains [topic]: [link]. Read it at your own pace, and when you're ready, bring your plan back to me and we'll take the next step together.

Just declined, or not approved yet

I know today's answer isn't the one you wanted. This free guide from BestQualify shows what your credit score is worth and what could move it: [link]. Let's check in again in a few months with a plan.

Close to a better tier

You're close to a better pricing tier. This short guide explains how a rescore works and when it can help: [link]. Call me before you pay off or close anything, so we time it right.

Still renting

If buying is a year or so away, now is the best time to get your credit ready. This free guide walks through it step by step: [link]. Send me a note when you want to review where you stand.

Getting calls from other lenders

Those calls are common after a credit check. This guide explains why they happen and how to stop most of them: [link]. If you're unsure whether a call is from me, call my direct line.

What your borrowers see

BestQualify.com is free mortgage-credit education from Credit Technologies. There's nothing to buy, no sign-up, and the site pulls no credit. Borrowers can:

see what their score is worth on a mortgage, at their own down payment;
find out which score lenders use, and what could move it;
find down payment help in their state.

Every page points readers back to their own loan officer.

Visit BestQualify.com

Pro Pages: coming soon

Every CTI loan officer can have a free BestQualify Pro Page: your photo, bio, licences and NMLS, and a "Get prequalified" button tied to your own SmartPay link. You choose soft or hard pull on each link. Buyers order and pay for their own credit report, eliminating your credit reporting cost on early-stage buyers, and the order arrives in MCL as usual. Earn the BestQualify Certified credential, and rescore through Score Express℠ when a file needs it.

Pro Pages are coming soon.

For real estate agents

A BestQualify Pro Page gives your buyers one place to learn about their credit and start prequalification with the loan officer you work with. Pro Pages are coming soon.

Training and certification

BestQualify Loan Officer training: live classes on credit strategy for loan officers. Classes currently run under the Credit Insight℠ name. See the training

BestQualify Certified Loan Officer: the credential for loan officers who complete the training and its assessment. Coming soon.

Already on the BestQualify platform?

Not a CTI client yet?

See what Credit Technologies could save on your credit reporting, then apply to become a member.

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Questions loan officers ask

Is it free for my borrower?

Yes. The guides are free, with nothing to buy and no sign-up.

Does BestQualify pull credit or collect my borrower's details?

No. The education site pulls no credit and doesn't ask for contact details to read a guide.

Will my borrower be sent to another lender?

No. The guides are education, not offers, and they point readers back to their own loan officer.

Can I see who read it?

Not individually. We count visits by guide, never by person.