Credit Technologies utilizes the latest technology to provide your choice of infiles and tri merge reports in seconds, delivered right to your browser without any software to install or learn. Each credit report is easy to read, fully merged, de-duped and can be customized to your desired layout. All reports are available in both web style (view sample web report) and PDF output formats (view sample PDF report). You can select from any or all of the three national repositories, (Experian, Trans Union and Equifax), with FICO® credit scores. All reports can be analyzed through our built in CreditXpert tools. Order a single infile to prequal your borrower then in seconds add the additional bureaus to create a trimerge report.
Easy to Read Credit Reports, Designed to Maximize Re-scoring Opportunities – Customized credit report layouts allow you to view the credit data any format you prefer. All creditor addresses and phone numbers are included at no cost. Our proprietary systems give you a competitive advantage on every application.
Easy LOS/AUS Integration – No more manually entering of data, with Credit Technologies you can easily order credit through your LOS system. Pull credit from anywhere you have access to the Internet and easily import your credit report and liabilities. There’s no software to install or learn. If you can surf the net, you can order your credit reports in seconds.
Update Any Trade Line With a Click of Your Mouse – Trade line updates can be ordered by simply clicking on any trade line while viewing the report online, or if you prefer — you can always call us toll-free, or fax across any documentation. The status of all requests is updated in real-time.
Customized Billing Options – Powerful administrative features give you complete control over users and in determining how your account billing is handled, Credit Technologies accepts borrower credit card payments for credit reports or use a corporate credit card, or cards for individual loan officers.
Instant Mortgage Only Report – One click and you’ve got a report containing only your credit score and the mortgage reference, great for streamline refi’s — best of all it’s free.
Credit Reports Are Interactive – You can quickly view the data behind each trade line to see exactly what appears on each repository. This is critical when dealing with errors on a file and for determining the best credit rescoring options.
Unmerge Technology – Add or Remove any borrower, spouse or specific bureau with a single mouse click at no cost. No need to re-run the whole file just to add or drop an applicant or spouse.
Free Single Bureau Reports – Single bureau credit reports are free when upgraded to any tri-merge credit report.
All products and services are backed by our highly trained and certified support staff — within seconds of your call, we will have your report “on screen” and be able to answer any questions you or your client may have. Join Today, or call us toll-free at 800.445.4922. We’ll work hard to help you close more loans.