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Our Services

Complete Credit Solutions for Mortgage Lenders

FCRA-certified credit reporting products built exclusively for mortgage professionals. From tri-merge reports to rescoring services, we give you everything you need to close more loans.

Our Product Suite

Everything You Need to Originate with Confidence

Tri-Merge Reports

The industry-standard tri-merge credit report pulls from all three bureaus — Equifax, Experian, and TransUnion — giving you a complete borrower credit picture in a single pull.

SoftQualify

A soft-inquiry credit report that lets you pre-qualify borrowers without impacting their credit score — ideal for early-stage pipeline management and lead conversion.

BestQualify Rescoring

Rapid rescoring services that help borrowers improve their credit scores quickly by correcting errors and optimizing utilization — so more loans make it to closing.

Score Express

Fast, affordable single-bureau credit scores for quick pre-qualification checks. Get what you need to make initial decisions without the cost of a full tri-merge pull.

Ready to Join 15,000+ Mortgage Lenders?

Become a CTI member and get access to our full suite of FCRA-certified credit reporting products. Fast onboarding, dedicated support, and competitive pricing.

Become a Member